Terms of Service
By using our website and services, you agree to the following terms
Welcome to ChartAfzar
We are an online educational website specializing in teaching technical analysis, where people (referred to as our “Clients”) can use our E-learning packages (referred to as our “Service”) to gain valuable insights into the financial markets. People who want to make informed trading decisions, maximize profits, and navigate the financial markets confidently, can purchase our E-learning packages to assist them to excel in this field.
ChartAfzar (referred to as “ChartAfzar,” “we,” “us,” or “our”) offer E-learning service to you through our website https://chartafzar.com (referred to as the “Site”) that refer or link to these legal terms (referred to as the “Legal Terms”).
These Terms of Service are subject to change without prior notice at any time. Any changes to these Terms of Service will not apply retroactively and will not apply to disputes or events occurring before the change is published. You are responsible for reviewing these Terms of Service regularly. These Terms of Service apply to all visitors and all who access our website or Service.
You affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties outlined in these Terms of Service, and to abide by and comply with these Terms of Service. In any case, you represent that you are over 13, as this Service is not intended for children under 13. If you are under 13 years of age, then please do not use ChartAfzar or our Service.
These Legal Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”) and ChartAfzar, concerning your access to and use of the Service and/or your registration with us. By accessing the Services, you acknowledge that you have read, comprehended, and consented to abide by these Legal Terms without any alterations.
We recommend printing a copy of these Legal Terms for your records.
Our Service
ChartAfzar is your destination for premium technical analysis learning. Once you purchase our learning package, we will email your credentials to access our online learning platform through our website. You may also receive support through our website via email. By using our Service, you’ll be able to learn technical analysis from the comfort of your home and at any time you want.
The information provided by our Services cannot be distributed or used in any jurisdiction or country where it would be considered illegal or against any regulations. This includes situations where we would be required to register within that jurisdiction. Therefore, any individuals accessing our Services from other locations do so at their own risk and are solely responsible for ensuring they comply with relevant local laws.
Intellectual Property Rights
Our intellectual property
The Services are owned or licensed by us, and we hold all their intellectual property rights. This includes the source code, database, functionality, software, website designs, audio, video, text, photographs, and graphics found in the Services (collectively referred to as the “Content”), as well as the trademarks, service marks, and logos used in them (the “Marks”).
The Content and Marks are provided in the Services “AS IS” and are intended for personal, non-commercial use only.
Your use of our Services
Subject to your compliance with these Legal Terms, including the “Prohibited Activities” section below, we grant you a non-exclusive, non-transferable, revocable license solely for your personal, non-commercial use to:
- access the Services; and
- download or print a copy of any portion of the Content to which you have properly gained access.
You are not allowed to copy, reproduce, aggregate, republish, upload, post, publicly display, encode, translate, transmit, distribute, sell, license, or exploit any part of the Services, Content, or Marks for commercial purposes without our prior written consent. Or we mentioned it in this section or elsewhere in our Legal Terms.
Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms, and your right to use our Services will terminate immediately.
Your submissions and contributions
Before using our Services, please take the time to carefully review this section and the “Prohibited Activities” section. This will help you understand the (a) rights you grant us and (b) obligations you have when posting or uploading any content through our Services.
Submissions: When you send us any feedback, suggestion, idea, comment, or question about our services (“Submissions”), you agree to give us all intellectual property rights in that Submission. This means that we will own the Submission and can use it for any lawful purpose, commercial or otherwise, without giving you any acknowledgment or compensation.
You are responsible for what you post or upload: By submitting content through our Services, you:
- Confirm that you have read and agree to our “Prohibited Activities” policy. You agree not to post, send, publish, upload, or transmit any illegal content, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening, sexually explicit, false, inaccurate, deceitful, or misleading;
- Waive any moral rights to your submission to the extent permitted by law;
- Warrant that your submission is original or that you have the authority to grant us the rights mentioned above; and
- Represent that your submissions are not confidential information.
You are solely responsible for your submissions and agree to reimburse us for any losses we may incur due to your breach of this section, a third party’s intellectual property rights, or applicable law.
User Representations and Warranties
When using our Services, you must ensure that:
- You have the necessary authority, rights, and permissions to register and grant the licenses described in our Terms of Service;
- All registration information you provide is truthful, accurate, up-to-date, and complete;
- Your use of the Services and any information you provide will not infringe upon or misappropriate any intellectual property rights, including copyrights, trademarks, trade secrets, or patents;
- Your use of the Services and any information you provide will not violate any applicable laws or regulations or cause harm to any person; (5) you will keep your registration information accurate and update it promptly as needed;
- You have the legal capacity to agree to our Legal Terms and will comply with them;
- You are not a minor in your jurisdiction of residence;
- You will not use automated or non-human means to access the Services, such as bots or scripts;
- You will not use the Services for any illegal or unauthorized purposes; and
- Your use of the Services will not violate any applicable laws or regulations.
Please ensure that all the information you provide is accurate, current, and complete. If any information is found to be false or incomplete, we hold the right to temporarily or permanently suspend your account and withhold access to our services.
Indemnification
By accessing and using this Site, you agree to protect, defend, and hold harmless ChartAfzar and its officers, directors, employees, agents, and third-party service providers from any claims, demands, costs, expenses, losses, liabilities, and damages, including reasonable attorneys’ fees and expenses, resulting from
- Your use of this Site or the Services available through it;
- Any breach of these Legal Terms by you;
- Any breach of your representations and warranties stated in these Legal Terms;
- Your infringement of the intellectual property rights of a third party; or
- Any harmful action you take towards another user of the Services. If necessary, we reserve the right to assume exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with us in those efforts. We will make reasonable attempts to notify you of any claims or legal actions requiring your indemnification.
User Registration
You may be required to register to use the Services. By registering and participating in this Service as a Client, you agree and represent as follows:
- You are of legal age and are otherwise capable of forming a legally binding contract;
- You agree to keep your password confidential, and your account and password are used solely by you.
- All information you submit to ChartAfzar or in connection with our Service is accurate and complete, and you will maintain and promptly update any profile supplied to us to ensure accuracy at all times;
- We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.
- You agree to be contacted via Email by ChartAfzar, and third parties, if relevant, regarding ChartAfzar services;
- You hereby grant ChartAfzar permission to email or display your profile and such other information as may be supplied by you to us on or from our website as we shall deem advisable in our sole determination in connection with the Service or for marketing purposes thereof;
- By using the Service, you are granting us permission to access your account and those messages, data, information, text, graphics, audio, video, or other material posted/uploaded/transmitted to or through the Service using your account, solely in connection with the provision of Services.
You may visit our Site without registering. However, to purchase any of our learning packages, you must register for an account. When creating an account, we will collect your first name, last name, and email. We may also ask you for additional information if necessary.
Purchases and Payment
ChartAfzar accepts cryptocurrency as its payment option through a Cryptocurrency Payment Provider (CPP). When you select a CPP, you represent that you have already agreed to any of the CPP applicable customer service agreements before completing your transaction at ChartAfzar. If applicable, an “Exchange Rate Conversion Fee” as well as “Transaction Fee” and any other fees or charges applicable to your agreement with the CPP (collectively, the “CPP Fees”) from your Funding Sources. You understand and agree that CPP Fees are subject to change at any time without prior notice, as per the agreement between you and ChartAfzar. You acknowledge and agree that (i) the CPP reserves the right to decline a transaction for any reason (including, but not limited to, payments that fail to go through. In such event, neither the CPP nor ChartAfzar shall be liable to you or any third party regarding the same. You acknowledge that ChartAfzar will not attempt to fulfill the Services purchased by you until ChartAfzar receives confirmation of payment from the IPP through its associated payment processor. You accept there may be a gap of several hours or days between the time you place an order and when the CPP confirms payment through its associated payment processor. If ChartAfzar does not receive payment confirmation from the CPP via its payment processor within 30 days of the order placement, the order may be canceled. In such a scenario, you will have to initiate the purchase process again.
We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or order. These restrictions may include orders placed by or under the same customer account. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by deals, resellers, or distributors.
Prohibited Activities
You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.
By using our Services, you agree not to engage in the following prohibited activities:
As a user of the Services, you agree not to:
- Unauthorized Data Retrieval: Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, collections, compilations, databases, or directories without obtaining written permission from us.
- Deceptive Actions: Engage in actions meant to trick, defraud, or mislead us and other users, particularly in any attempt to acquire sensitive account information such as user passwords.
- Circumvention of Security: Attempt to circumvent, disable, or interfere with security-related features of the Services, including features designed to prevent or restrict the use, copying, or access to any Content.
- Harm and Disparagement: Disparage, tarnish, or harm the reputation of our Services, as judged in our opinion.
- Misuse of Information: Use information obtained from the Services to harass, abuse, or hurt another person.
- Improper Use of Support: misuse our support services or submit false reports of abuse or misconduct.
- Non-Compliance with Laws: Use the Services in a manner inconsistent with applicable laws or regulations.
- Unauthorized Framing and Linking: Engage in unauthorized framing of or linking to the Services.
- Spread of Malicious Content: Upload or transmit viruses, Trojan horses, or other malicious material that disrupts the usage, features, functions, operation, or maintenance of the Services.
- Automated System Manipulation: Engage in any automated use of the system, such as using scripts to send comments or messages or utilizing data mining, robots, or similar tools for data extraction.
- Removal of Copyright Notice: Delete the copyright or other proprietary rights notice from any Content.
- Impersonation: Attempt to impersonate another user or person or use the username of another user.
- Passive Information Collection: Upload or transmit materials acting as passive or active information collection or transmission mechanisms, including items like clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or similar devices (referred to as “spyware” or “passive collection mechanisms” or “pcms”).
- Disruption of Services: Interfere with, disrupt, or create an undue burden on the Services or the connected networks or services.
- Harassment of Employees: Harass, annoy, intimidate, or threaten our employees or agents involved in providing the Services.
- Bypassing Measures: Attempt to bypass any measures implemented by the Services to prevent or limit access.
- Software Manipulation: Copy or adapt the Services’ software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
- Software Reverse Engineering: Except as allowed by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software forming part of the Services.
- Unauthorized Script Usage: Use, launch, develop, or distribute any automated system, including spiders, robots, cheat utilities, scrapers, or offline readers that access the Services without authorization.
- Use of Buying Agents: Utilize buying agents or purchasing agents to make purchases of the Services.
- Unauthorized User Information Collection: Make unauthorized use of the Services to collect usernames or email addresses of users, whether electronically or through other means, for sending unsolicited emails or creating user accounts through automated means or under false pretenses.
- Competing with Services: Use the Services as part of any effort to compete with us or employ the Services or the Content for revenue-generating endeavors or commercial enterprises.
- Profile Transfer: Sell or otherwise transfer your user profile.
ChartAfzar reserves the right to modify or update this list of prohibited activities at our discretion.
Social Media
To use the Services effectively, you can link your account with third-party service providers (referred to as “Third-Party Accounts”) in two ways: (1) by providing your login information for the Third-Party Account through the Services, or (2) by granting us access to your Third-Party Account by the terms and conditions governing its use. By doing so, you confirm that you are authorized to share the login information and grant us access without violating any terms and conditions set by the Third-Party Account provider and that we won’t be subject to any fees or usage restrictions imposed by the third-party service.
Once you’ve allowed us access to your Third-Party Account, we may access and store any content you’ve provided and stored in that account (referred to as “Social Network Content”). This allows us to make such content available through the Services under your account. We may also receive additional information from your Third-Party Account if you’re notified during the linking process.
However, the Social Network Content’s availability on our Services is determined by the Third-Party Account’s status. If it becomes unavailable or the third-party service provider terminates our access, the content may no longer be accessible on our platform.
You can disconnect your account from Third-Party Accounts whenever you wish. It’s important to understand that your relationship with the third-party service providers concerning your Third-Party Accounts is governed solely by your agreement with them. We do not review the Social Network Content for accuracy, legality, or any other purpose, and we hold no responsibility.
Additionally, we may access your email address book associated with a Third-Party Account and your contacts list stored on your mobile device or tablet. This is solely to identify and notify you about contacts registered to use the Services.
In case you choose to disconnect the Services from your Third-Party Account, you can reach out to us through the contact details provided or adjust your account settings, if applicable.
In such cases, we will try to delete any information obtained from your Third-Party Account, except for your username and profile picture associated with your account.
Links to Third-Party Websites
ChartAfzar’s Site and Services may include links to external websites (“Third-Party Websites”) that are not owned or controlled by ChartAfzar. We want to clarify that we are not responsible for any Third-Party Websites you access through our Services or any content posted on, available through, or installed from such Third-Party Websites. This includes the accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of the Third-Party Websites or their content.
We do not investigate, monitor, or verify the accuracy, appropriateness, or completeness of Third-Party Content or the terms and conditions, privacy policies, or practices of any Third-Party Websites. Additionally, we do not censor or edit the content of these Third-Party Websites.
Therefore, we advise you to be cautious when leaving our Site or the Services and to review the terms and conditions, privacy policies, and other governing documents of any other website you visit. If you choose to access Third-Party Websites or use/install any Third-Party Content, you do so at your own risk, and the Legal Terms that apply to our Site and Services will no longer be in effect.
Please note that including links to or allowing the use/installation of Third-Party Websites or Content does not mean we approve or endorse them. We do not endorse the products or services offered on Third-Party Websites, and we cannot be held responsible for any harm caused by your interactions with these external sites or your purchases from them.
When you use our Site or Services, you release ChartAfzar from any liability concerning your use of Third-Party Websites. You acknowledge that we are not responsible for any losses or harm you may encounter when interacting with Third-Party Content or websites.
No Third-Party Beneficiaries
Nothing in this Agreement shall be deemed to confer any third-party rights or benefits.
Advertisers
In certain sections of the Services, like sidebars or banners, we permit advertisers to showcase their ads and related information. Our role is solely to provide the advertising space, and we have no further affiliation or association with these advertisers.
Privacy Policy
At our company, we hold the privacy and security of our Users in high regard. When you utilize our Service, you acknowledge and consent to the gathering, usage, and sharing of your personally identifiable information, as well as any non-personally identifiable information, as outlined in our privacy policy.
Discontinued Services; End of Life Policy
While using the Services, these Legal Terms will remain effective. ChartAfzar reserves the right to discontinue any Services at any time and for any reason without notice or liability, including for breach of any representation, warranty, or covenant in these Legal Terms or any applicable law or regulation. We may terminate your Services or delete your account without warning. Although ChartAfzar makes a great effort to make all of its Services last as long as possible, there may be times when a service is discontinued and will no longer be supported by ChartAfzar.
No Liability: ChartAfzar will not be held responsible for any changes, suspensions, or discontinuations of the Services we may provide or allow access to, and we will not be liable to you or any third party.
Modification and Interruptions
We have the right to alter, adjust, or eliminate any content within our Services at any time and at our own discretion without notification. However, we are not obligated to update any information on our Services. We are not responsible for any damages or consequences resulting from changes in content, pricing, suspension, or termination of the Services for you or any third party.
We cannot guarantee that the Services will always be available. Sometimes we may experience hardware, software, or other issues that require maintenance, resulting in interruptions, delays, or errors. We reserve the right to modify, suspend, discontinue, or update the Services at any time or for any reason without notice. You agree that we are not liable for any inconvenience or damage caused by your inability to use the Services during any downtime or discontinuation. These Legal Terms do not obligate us to maintain or support the Services or provide any corrections, updates, or releases.
Compliance with Local Laws
ChartAfzar makes no representation or warranty that the content available on this Site or the Services found at this Site are appropriate in every country or jurisdiction, and access to this Site or the Services found at this Site from countries or jurisdictions where its content is illegal is prohibited. Users who choose to access this Site or the Services found at this Site are responsible for compliance with all local laws, rules, and regulations.
Disclaimer
The Services are provided on an AS-IS and AS-AVAILABLE basis. You acknowledge that using the Services is at your own risk. We want you to know that we disclaim all warranties, whether expressed or implied, that come with using the Services, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law. We don’t provide any assurances or guarantees regarding the accuracy or completeness of the content in the Services or the content on linked websites and mobile applications. We won’t be held liable for:
- Mistakes, errors, or inaccuracies in the content and materials;
- Any harm to individuals or damage to property resulting from your use of the Services;
- Unauthorized access or utilization of our secure servers, including personal and financial data stored there;
- Interruptions or discontinuations in transmission to or from the Services;
- Any third-party transmitted bugs, viruses, trojan horses, or similar harmful elements through the Services;
- Mistakes or exclusions in content and materials, or any type of loss or damage incurred due to using content posted, transmitted, or made available via the Services.
We cannot guarantee, endorse, or take responsibility for any products or services advertised or offered by third-party providers through our Services, hyperlinked websites, or mobile applications featured in any banner or other advertising. We also will not be involved in monitoring any transactions between you and these third-party providers. As with any purchase, we advise you to use your judgment and be cautious.
Limitation of Liability
We, along with our directors, employees, and agents, will not be held liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, such as lost profit, lost revenue, loss of data, or other damages resulting from your use of our services. Even if we have been informed of the potential for such damages, we will not be held responsible.
User Data
We will keep track of the information you send to us to ensure our services work properly, as well as any data that relates to your use of our services. While we regularly back up data, it is your responsibility to ensure all data you send or related to any activity you do using our services is secure. You agree that we are not liable for any loss or damage to your data and waive any right to take legal action against us for such incidents.
Electronic Communications, Transactions, and Signatures
When you visit our Services, send us emails, or fill out online forms, you are participating in electronic communications. By doing so, you agree to receive electronic communications from us. This includes agreements, notices, disclosures, and other communications that we provide to you via email or through the Services. You should know that these electronic communications fulfill any legal requirements for written communication. Additionally, you agree to the use of electronic signatures, contracts, orders, and other records, as well as electronic delivery of notices, policies, and records of transactions. By agreeing to this, you waive any rights or requirements under any laws in your jurisdiction that may require an original signature, delivery, or retention of non-electronic records, or payments or granting of credits through means other than electronic methods.
Miscellaneous
The Legal Terms and any related policies or operating rules posted on the Services form a complete agreement between you and us. Our failure to enforce any particular right or provision in these Legal Terms does not mean that we are waiving it. These Legal Terms are valid to the extent permitted by law, and we can assign our rights and obligations to others at any time. We are not responsible for any loss, damage, delay, or failure to act caused by circumstances outside our reasonable control. If any part of these Legal Terms is determined to be unlawful, void, or unenforceable, that part will be removed, but the remaining provisions will still be valid and enforceable. These Legal Terms do not create a joint venture, partnership, employment, or agency relationship between you and us. You agree that we will not be held responsible for drafting these Legal Terms and that you waive any defenses based on their electronic format and lack of physical signatures.
Contact Information
If you have any questions about this Agreement, contact us by email at the following address:
IF YOU DO NOT AGREE TO THE TERMS STATED ABOVE OR TO ANY CHANGES MADE IN THESE TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES. PLEASE EXIT THIS WEBSITE AND SERVICE IMMEDIATELY.
Effective Date: July 29, 2023